Blackjack payout chart: 3:2 versus 6:5
Compare the blackjack payout chart for 3:2, 6:5, ordinary wins and pushes. Calculate profit and total return for your stake.
| Outcome | Profit | Returned |
|---|---|---|
| 3:2 natural | $30 | $50 |
| 6:5 natural | $24 | $44 |
| 1:1 ordinary win | $20 | $40 |
| Push | $0 | $20 |
Returned includes the original stake. Tables may settle with different chip denominations.
Profit versus total return
A 3:2 natural on a $20 stake wins $30 and returns $50 including the original stake. At 6:5, it wins $24 and returns $44. These are payout examples, not expected returns.
Ordinary wins and pushes
An ordinary winning hand generally pays 1:1: a $20 stake wins $20 profit. A push normally returns the original $20 without profit. Losing hands return nothing.
Why payout rules matter
A lower natural-blackjack payout changes the game’s return even if many hand decisions stay the same. Do not assume a chart implies a particular overall house edge; blackjack odds and house edge explains why.
Rounding and table rules
Use posted payout and settlement rules. The calculator shows exact decimal arithmetic for illustration; actual chip denominations and rounding can differ.
What does blackjack pays 3 to 2 mean?
Three to two means $3 profit for every $2 wagered on a winning natural blackjack: multiply the stake by 1.5, then add the original stake for the total returned. At six to five, multiply by 1.2 instead. A $10 natural therefore wins $15 at 3:2 or $12 at 6:5.
A posted 2:1 natural payout would mean twice the stake as profit: $20 profit plus the $10 stake back on a $10 bet. It is a separate payout condition, not the default here. Insurance also commonly pays 2:1, but it is a different wager; read blackjack insurance rules.